=== Ozow Happy Pay Gateway for WooCommerce ===
Contributors: Ozow
Tags: woocommerce, payment request, happy pay, buy now, pay later (BNPL) payment, online refund
Requires at least: 6.6
Tested up to: 7.0.2
Requires PHP: 7.4 or later
Stable tag: 1.0.0
License: GPLv3
License URI: https://www.gnu.org/licenses/gpl-3.0.html

The Ozow Happy Pay Gateway for WooCommerce enables merchants to offer Buy Now, Pay Later (BNPL) payments at checkout.

== Description ==

Customers selecting Happy Pay are securely redirected to the Ozow-hosted checkout to complete their purchase. Once the payment is completed, WooCommerce is automatically updated with the payment status.

== Ozow Service Usage ==

= This plugin relies on the following Ozow service(s): = 

* Description: Ozow is a payment processing service used for handling payment status, refunds and tokenization.
* Ozow Hosted Payment Page: https://pay.ozow.com/
* Service URL: https://api.ozow.com/
* Widget URL: https://ozow-live-cdn.s3.eu-west-1.amazonaws.com/
* Icon URL: https://widgets.happypay.co.za/Integrations/happy-pay-logo.svg
* Terms of Use: https://ozow.com/terms-and-conditions
* Privacy Policy: https://ozow.com/privacy-policy

Please be aware that by using this plugin, certain data may be transmitted to Ozow as outlined in their terms of use and privacy policy.

== Frequently Asked Questions ==

= Does this require a Ozow merchant account? =

Yes! A Ozow merchant account, merchant key and merchant ID are required for this gateway to function.

== Installation ==

= Installation Steps =

1. Upload the plugin files to the `/wp-content/plugins/plugin-name` directory, or install the plugin through the WordPress plugins screen directly.
2. Activate the plugin through the \'Plugins\' screen in WordPress
3. Look for the \"Ozow Happy Pay Gateway for WooCommerce\" plugin and click on \"Activate\".
4. Configure Ozow in your WooCommerce settings:
	4.1 Hover over \"WooCommerce\" link in the left menu and click on the \"Settings\" link.
	4.2 Click on the \"Payments\" tab on the top of the screen.
	4.3 Click on the \"Ozow Happy Pay Secure Payments\".
	4.4 Configure the title and description that will be displayed to users on checkout and fill in your merchant settings (these can be retrieved from the Ozow Merchant Admin site).

= PLEASE NOTE =	

Ozow currently only accepts payments in ZAR (South African Rand). Please ensure that your WooCommerce currency is set to South African Rand (R). The Ozow for WooCommerce
plugin will automatically disable itself if it detects a currency that is not supported.

* Any edits made to the plugin to bypass certain features/restraints are done so at your own risk, Ozow will not be held responsible or accountable for any payments made
or transactions failing as a result after a plugin provided by us has been edited. If you encounter any bugs or errors or would like to request a feature in the plugin
please let us know at info@ozow.com *

For any information or support please contact us at support@ozow.com

== Screenshots ==

1. screenshot-001.png
2. screenshot-002.png
3. screenshot-003.png
4. screenshot-004.png
5. screenshot-005.png
6. screenshot-006.png

== Changelog ==

= 1.0.0 - 2026-07-28 =
* Initial release